Car Insurance in the Netherlands

If you have a car, vehicle insurance (called auto verzekering) is compulsory. In general, this insurance will cover damage done to third parties.

WA coverage

WA insurance (third party liability) is mandatory in The Netherlands and the most basic kind of car insurance. WA insurance covers the damage you caused to another car. This is a polpular insurance for older cars.

WA coverage limited Casco

This insurance covers the damage you caused to another car. Damage caused by yourself on your own car, is not reimbursed. You will get a reimbursement for damage to your own car caused by theft, collision with animals, storm or window damage. This insurance is mostly chosen for 5- 10 year-old cars.

All-risk insurance

An all-risk insurance is optional, it covers theft, damage to your vehicle and personal injury. This insurance covers damage to other cars and almost all damage to your own car. All-risk insurance is recommended when you have a car younger then 4 years or when you don't like to take the financial risk replacing your car when you are responsible for an accident.

ANWB Roadservice (AAA)

The Royal Dutch Touring Club ANWB offers a wide range of services related to roadside assistance and medical and repatriation assistance abroad, legal assistance, travel, information products, insurances, selling travel related products and many other products and services in the areas of recreation, tourism and mobility. Furthermore, the ANWB is active in lobbying in the fields of driving, mobility, travel and recreation. Visit the website of ANWB

Car insurance | Compare and close

At Independer, you can compare and close car insurances from over 50 Dutch car insurance brands. There isn’t a more complete overview to be found in the Netherlands. Make an online comparison to find the right policy for both you and your car. Here, you will also find more information about car insurance, and other types of Dutch insurances, and the latest news and reviews.

At their customer service centre over 60 English speaking car-experts are available, they can tell you more about a car insurance in the Netherlands and, if you want, help you with closing your car insurance. Feel free to contact the Independer customer service centre on +31(0)35 626 55 44.

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Insurance companies

Aegon
Unive
Generali