In the Netherlands you have two forms of health insurance. Zorgverzkeringwet (Zvw) is a basic insurance which covers common media care which is mandatory for Dutch residents.
Wet langdurige zorg (Wlz) is for long-term nursing and care which is covered by the government for all Dutch Residents.
When you live or work in the Netherlands you are legally obliged to have a health insurance. To cover the cost of consulting a general practitioner (huisarts), hospital treatment and prescription medication. Additional health insurance like Dentist care is not compulsory.
The basic insurance package in the Netherlands covers all costs for common medical care services. The Dutch government decides annually the package and the health insurers are obliged to follow this package. Currently (2022), the basic health insurance package covers the following:
In the Netherlands you have two forms of health insurance. Zorgverzkeringwet (Zvw) is a basic insurance which covers common media care which is mandatory for Dutch residents.
Wet langdurige zorg (Wlz) is for long-term nursing and care which is covered by the government for all Dutch Residents.
The price set for a basis health insurance is around 130 euro per month.
In the Netherlands health insurance companies charge a contribution to your own risk (called eigen risico). This is a mandatory fee. The standard fee is set at 385 euro in 2022 (this will be the same in 2023). You can increase this number to 885 euro which will result in a lower monthly fee (300 euro per year discount).
If you get sick when you visit another European country, you still receive essential medical care in many countries with a European Health Insurance Card (EHIC). Ask your health insurer to get a EHIC Card for free. When you break your leg outside the Netherlands, the foreign healthcare provider will bill your health insurer for the costs.
Zorg en Zekerheid is the healthcare insurer in your area and is committed to ensuring good healthcare which is always at hand. We are always happy to assist you with any health insurance queries you may have.
FBTO was founded in 1956. Today FBTO belongs to Achmea, which is one of the larger insurance providers in the Netherlands
ASR Nederland is a major Dutch insurance group based in Utrecht which is rated very highly for their health insurance.