When you want to buy a property in the Netherlands, having a company to guide you to understand the conditions of your mortgage can be very comforting. We have listed a number of expat-friendly mortgage providers here.
Can an expat get a mortgage in Netherlands?
You will need to have a BSN number (citizen service number) and some banks will require that you have lived in the Netherlands for some time (at least 6 months up to 5 years).
Do you need a down payment to buy a house in the Netherlands?
You can get a mortgage in the Netherlands without a down payment. You will have to pay for notary, taxes, mortgage costs.
Can you get 100% mortgage in the Netherlands?
In the Netherlands, you can finance up to 100% of the market value of your house. The market value is valued by a independent company who will make a Taxatierapport.
How long does it take to get a mortgage in the Netherlands?
Normally getting a mortgage takes between 4 and 8 weeks. Banks can be slower when you have your own business. This is the period between the consultation with a mortgage adviser and the final agreement from the lender.