Services > Mortgage Lenders in the Netherlands

Mortgage Lenders in the Netherlands

When you want to buy a property in the Netherlands, having a company to guide you to understand the conditions of your mortgage can be very comforting. We have listed a number of expat-friendly mortgage providers here.

Mortgage Lenders
Services: Mortgage Lenders in the Netherlands

Mortgage Lenders by city

FAQ about Mortgage Lenders

Can an expat get a mortgage in Netherlands?

You will need to have a BSN number (citizen service number) and some banks will require that you have lived in the Netherlands for some time (at least 6 months up to 5 years). 

Do you need a down payment to buy a house in the Netherlands?

You can get a mortgage in the Netherlands without a down payment. You will have to pay for notary, taxes, mortgage costs.

Can you get 100% mortgage in the Netherlands?

In the Netherlands, you can finance up to 100% of the market value of your house. The market value is valued by a independent company who will make a Taxatierapport.

How long does it take to get a mortgage in the Netherlands?

Normally getting a mortgage takes between 4 and 8 weeks. Banks can be slower when you have your own business. This is the period between the consultation with a mortgage adviser and the final agreement from the lender.

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