Finding the best Dutch bank for your new Business
Fresh KvK registration? Check. Tax number? Check. Customers waiting? Check. Now, let's talk about the final piece of the puzzle: getting paid. A business bank account to start getting paid. What are your options in the Netherlands?
Finding the best Dutch bank for your new Business
The traditional bank
The Netherlands has several traditional banks that are a solid choice for you when you need a business bank account. You can do and receive bank payments, have your own Dutch IBAN account number, work with an easy online banking interface, bank staff that can help you with financing, mortgages and insurances. Great, but most of the paperwork is not in English, you also miss an easy tool to receive online payments, no easy access to multi-currency corporate business cards and a way to let your international clients pay in their own currency. So if that something you need to succeed what are your other options besides the traditional Dutch banks?
Introducing: Airwallex
Airwallex is a global financial platform who operate internationally, offering multi-currency accounts that allow you to hold and exchange over 20 currencies at interbank rates. The platform provides local Dutch IBANs and account details for over 60 other countries, enabling you to receive payments from global clients like a local without high conversion fees. It is highly suited for scalable businesses, featuring robust tools for expense management.
Why expats love Airwallex?
Airwallex is designed for businesses operating across borders, which makes it particularly attractive for international minded founders.
Key advantages include:
- Open your account completely online and totally in English
- You don’t need Dutch-only paperwork
- Offer your clients preferred Dutch payment methods like iDEAL/Wero on your website and with payment links
- Multi-currency accounts and global payments in one platform
- Local bank details in 60+ countries to serve your international customers
This allows you to manage both your Dutch operations and global activities from just a single account.
Tell me more about Airwallex
100% English and online setup
With Airwallex, you can apply 100% online in English and often start invoicing within days rather than weeks. No branch visits are required, and you don’t need an existing Dutch personal account to get started.
Multi-currency accounts
Traditional Dutch banks often convert incoming foreign payments into euros immediately—usually at unfavorable exchange rates.
Airwallex allows you to receive, hold, and spend funds in multiple currencies, giving you full control over when and how you convert your money.
Transparant interbank FX rates
Many banks hide a 2–3% markup in their exchange rates.Airwallex offers you transparent pricing with access to interbank FX rates starting from just 0.5%. This will help you protect your margins when working with international clients or suppliers.
Offer local payment methods to all your customers
Airwallex lets you combine local Dutch payment methods with international banking capabilities.
Offer iDEAL and Wero to Dutch customers on your website and with payments links. Your customers can send you money in their own currency, making it easier for international clients to pay you like a local.
Get yield on your funds
Unlike traditional Dutch business bank accounts that offer little to no interest, Airwallex provides a Yield feature that allows businesses to earn competitive returns on their EUR, USD, and GBP balances.
This can be particularly useful for startups or scaling companies holding funds for future growth or expansion.